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ZW transfer-cost calculator

Zimbabwe stamp duty & transfer costs.

A real Zimbabwean transaction-cost engine — stamp duty, capital gains tax / withholding and conveyancing costs on share and immovable-property transfers. Listed-vs-unlisted CGT treatment, banded property duty, VAT flags. Every rate is sourced from the Finance Act / ZIMRA and carries an effective date.

For CGT on the gain.

Improvements / costs.

Estimate

USD 4,000.00

Total buyer costs

4%

Effective rate

USD 20,000.00

Total seller costs

USD 80,000.00

Net to seller

Buyer / transferee

ItemAmount
Stamp duty on transfer4% of consideration (min USD 5)USD 4,000.00
TotalUSD 4,000.00

Seller / transferor

ItemAmount
Capital Gains Taxgreater of 5% of proceeds or 20% of the gain (gain USD 100,000)USD 20,000.00
TotalUSD 20,000.00

Notes & sources

  • ·Unlisted: CGT on the gain exceeds the withholding figure, so CGT on the gain applies.
  • ·Indicative ZW rates as published to the stated effective dates. Statutory rates change with each Finance Act / SI — confirm against the current Finance Act and ZIMRA guidance before reliance. Not tax or legal advice.

Authorities

  • Finance Act [Chapter 23:04], Stamp Duties Act [Chapter 23:09] — marketable securities
  • Capital Gains Tax Act [Chapter 23:01]; Finance Act — CGT withholding on specified assets

Rate basis

Share stamp duty

4% · min USD 5

Effective from 2024-01-01

Finance Act [Chapter 23:04], Stamp Duties Act [Chapter 23:09] — marketable securities

CGT — securities

Listed 1.5% · Unlisted 5% / 20% gain

Effective from 2024-01-01

Capital Gains Tax Act [Chapter 23:01]; Finance Act — CGT withholding on specified assets

Property stamp duty

Banded scale on value

Effective from 2024-01-01

Stamp Duties Act [Chapter 23:09] — duty on conveyance of immovable property (banded)

Conveyancing tariff

Prescribed scale

Effective from 2024-01-01

Law Society of Zimbabwe conveyancing tariff (prescribed scale)

CGT — property

5% withholding / 20% gain

Effective from 2024-01-01

Capital Gains Tax Act [Chapter 23:01] — immovable property as a specified asset

VAT

15% standard

Effective from 2023-01-01

Value Added Tax Act [Chapter 23:12] — standard rate

Indicative ZW rates as published to the stated effective dates. Statutory rates change with each Finance Act / SI — confirm against the current Finance Act and ZIMRA guidance before reliance. Not tax or legal advice.